SME Financial Services

Comprehensive Commercial and Individual Financial Services

 

For Individuals

Residential and Personal Financial Services

We know everyone’s situation is different, which is why we provide a tailor-made mortgage and protection advice service to meet our clients’ individual needs.

For Businesses

Commercial Financial Services

We understand the importance of finance within business, whether that be for property investment or trading purposes as it can allow a business to thrive. We offer advice on a wide range of products that can assist in your business’s growth.

Residential & Personal Financial Services

Whether it be purchasing your first home or moving house we will assist you through the buying/ remortgage process. With a combined experience of 30 plus years in the financial services industry, we know everyone’s situation is different. This allows us to provide a tailor-made mortgage and protection advice service meeting each client’s individual needs. We offer advice on a range of services so don’t hesitate to get in touch with our team who are always happy to help.

We offer advice on the following:

Residential Purchases

Residential Remortgages

Bridging

Personal & Family Protection

Your Home may be at risk if you do not keep up repayments on a mortgage or other loan secured on it.

SME Financial Services Ltd Co registration number 14746806. Financial Conduct Authority number 1006038. Is an Appointed Representative of New Leaf Distribution Ltd. Who are authorised and regulated by the Financial Conduct Authority. Number 460421.

Commercial Financial Services

We understand the importance of finance within business, whether that be for property investment or trading purposes as it can allow a business to thrive. Our combination of expertise in finance and accountancy gives us the ability to support you and your business with its finance needs. We offer advice on a wide range of products that can assist in your business’s growth.

Our combined background in commercial finance and accountancy along with our relationships with commercial lenders gives us the ability to secure the best possible deal for you and your business.

Commercial Mortgages

Semi / commercial mortgages

Commercial Bridging

Development Finance

Business Protection

Commercial / Semi Commercial Mortgages

Businesses wanting to invest or purchase commercial property, obtaining the best deal possible is of the utmost importance to your success.

At SME Financial services our combined background in commercial finance and accountancy along with our relationships with commercial lenders gives us the ability to secure the best possible deal for you and your business.

Our advice is not limited to commercial property purchases, our experience provides us with the knowledge to advise on more specialist lending options. These consist of cash flow finance, asset finance, invoice finance and innovative business finance.

We will assess your businesses current situation and see which form of finance is best suited to you, this can be for any type of business in any sector.

Commercial Bridging

Being a quick form of finance bridging allows you to make purchases much quicker than a conventional commercial mortgage gap.

We advise on both commercial and residential bridging.

Bridging can be a great form of finance and allow you access to funds fast, but it does come with added risk. We will assess your current situation and conclude if this is the type of finance for you or your business.

Development Finance

Whether you’re a property developer looking to build new homes, or a landlord looking to improve your property to add value – development finance can be a great way to receive funds.

You can allocate these funds to improve your property or convert it from a commercial premiss to a residential and vice versa.

Business Protection

Our combination of expertise in finance and accountancy gives us the ability to support you and your business with its finance needs.

Risk Mitigation

Businesses face various risks, including legal liabilities, natural disasters, economic downturns, and cyber threats. Having protection in place can mitigate these risks and minimise potential damage.

Financial security

Business protection ensures financial security by safeguarding assets, income streams and investments. Insurance policies, contracts and legal structures help protect against unforeseen events that could disrupt cash flow or deplete resources.

Reputation Management

Protecting the reputation of a business is essential for maintaining customer trust and loyalty. Measures such as quality control, ethical business practices, and crisis management strategies help safeguard the company’s reputation in the marketplace.

Continuity Planning

Business protection involves developing contingency plans to ensure continuity in operations during emergencies or unforeseen events. This includes measures such as backup systems, succession planning, and business interruption insurance to minimise disruptions and maintain productivity.

Competitive Advantage

Businesses that prioritise protection are better positioned to compete effectively in the marketplace. By demonstrating reliability, trustworthiness, and resilience, they can attract customers, investors, and partners more easily than those with inadequate protection measures.

Stakeholder Confidence

Investors, employees, customers, and other stakeholders prefer to engage with businesses that prioritise protection. Confidence in the business’s ability to manage risks and protect interests fosters stronger relationships and enhances overall stability.

Long-Term Sustainability

Business protection contributes to the long-term sustainability of the organisation by safeguarding its assets, reputation, and operations. Investing in protection measures demonstrates a commitment to responsible management and ensures the business’s viability over time.

What Our Clients Say

Amina Hussain has a wide range of knowledge and is an exception to the industry she specialises in. She has supported my business and has provided a very in-depth taxation solution. I would highly recommend using SME Outsourcing.

Karen Hull

I have been dealing with SME Outsourcing for over 3 Years, I have found the advice guidance and personal attention to detail provided exceptional, the staff and managing director have created a business and atmosphere that not only encourages but promotes each business as if you are the most important client in the world.

Taryn McNally